/* /business-financial-services — designed page. Layout and spacing only; body type comes from styles.css. */
.dz-business-financial-services { --edge: max(24px, calc((100vw - 1240px) / 2 + 24px)); --tint: #f5f4ef; }
.dz-business-financial-services h4 { font-family: "Lato", Arial, sans-serif; font-weight: 900; font-size: 1.08rem; line-height: 1.3; margin: 0 0 6px; color: var(--black); }
.dz-business-financial-services .f-btns { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.dz-business-financial-services .f-btns .btn { margin: 0; }
.dz-business-financial-services .f-call { margin: 20px 0 0; }
.dz-business-financial-services .f-call a { font-weight: 900; color: inherit; }

/* Hero: the City of London full bleed, copy over a wash from the left */
.dz-business-financial-services .f-hero { position: relative; min-height: clamp(600px, calc(100vh - 150px), 860px); background: var(--black); overflow: hidden; display: flex; align-items: center; }
.dz-business-financial-services .f-hero-img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 50% 100%; display: block; }
.dz-business-financial-services .f-hero::before { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(90deg, rgba(14,14,14,.88) 0%, rgba(14,14,14,.72) 38%, rgba(14,14,14,.15) 68%, rgba(14,14,14,0) 100%); }
.dz-business-financial-services .f-hero-copy { position: relative; z-index: 2; width: 100%; padding-top: 80px; padding-bottom: 80px; }
.dz-business-financial-services .f-hero h1 { color: var(--white); max-width: 11.5em; margin: 0 0 26px; }
.dz-business-financial-services .f-hero .lead { color: rgba(255,255,255,.92); max-width: 33em; margin: 0; }
.dz-business-financial-services .f-hero .btn-outline { color: var(--white); }
.dz-business-financial-services .f-hero .f-call { color: rgba(255,255,255,.92); }

/* Twelve areas: what the money is for, matched to the finance that fits */
.dz-business-financial-services .f-areas { padding: 104px 0 96px; }
.dz-business-financial-services .f-areas-head { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); gap: 24px 72px; align-items: end; margin-bottom: 56px; }
.dz-business-financial-services .f-areas-head h2, .dz-business-financial-services .f-areas-head p { margin: 0; }
.dz-business-financial-services .f-match-labels, .dz-business-financial-services .f-row { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 8fr); gap: 24px 48px; }
.dz-business-financial-services .f-match-labels { padding-bottom: 12px; font-weight: 900; color: var(--black); }
.dz-business-financial-services .f-row { padding: 28px 0; border-top: 2px solid var(--black); align-items: start; }
.dz-business-financial-services .f-row:last-child { border-bottom: 2px solid var(--black); }
.dz-business-financial-services .f-row h3 { font-family: "Anton", sans-serif; font-weight: 400; font-size: clamp(1.6rem, 2.6vw, 2.3rem); line-height: 1.05; margin: 0; position: relative; padding-right: 64px; color: var(--black); }
.dz-business-financial-services .f-row h3::after { content: "\2192"; position: absolute; right: 0; top: 0; width: 44px; height: 44px; border-radius: 50%; background: var(--lime); color: var(--black); display: grid; place-items: center; font-family: "Lato", sans-serif; font-size: 1.25rem; font-weight: 900; line-height: 1; }
.dz-business-financial-services .f-prods { display: grid; gap: 24px 40px; }
.dz-business-financial-services .f-prods.n1 { grid-template-columns: minmax(0, 1fr); }
.dz-business-financial-services .f-prods.n2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.dz-business-financial-services .f-prods.n3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.dz-business-financial-services .f-prod p { margin: 0; }
.dz-business-financial-services .f-other { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); margin-top: 56px; border: 2px solid var(--black); border-radius: var(--radius); overflow: hidden; }
.dz-business-financial-services .f-group { padding: 34px 38px 36px; }
.dz-business-financial-services .f-bank { background: var(--tint); }
.dz-business-financial-services .f-prot { border-left: 2px solid var(--black); }
.dz-business-financial-services .f-group h3 { font-family: "Anton", sans-serif; font-weight: 400; font-size: clamp(1.5rem, 2.2vw, 1.9rem); line-height: 1.1; margin: 0 0 22px; color: var(--black); }

/* When to talk: six situations on black */
.dz-business-financial-services .f-when { background: var(--black); padding: 96px 0 100px; }
.dz-business-financial-services .f-when .inner { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 8fr); gap: 40px 72px; align-items: start; }
.dz-business-financial-services .f-when h2 { color: var(--white); margin: 0; }
.dz-business-financial-services .f-sits { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 40px 48px; }
.dz-business-financial-services .f-sits li { border-top: 4px solid var(--lime); padding-top: 18px; color: #e6e5df; }

/* Funding application: the steps, with the agreement drawn beside them */
.dz-business-financial-services .f-app { padding: 104px 0; }
.dz-business-financial-services .f-app .inner { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: 48px 80px; align-items: start; }
.dz-business-financial-services .f-app h2 { margin: 0 0 36px; }
.dz-business-financial-services .f-steps { list-style: none; margin: 0; padding: 0; counter-reset: s; }
.dz-business-financial-services .f-steps > li { counter-increment: s; position: relative; padding: 26px 0 26px 92px; border-top: 1px solid var(--line); }
.dz-business-financial-services .f-steps > li:first-child { border-top: 2px solid var(--black); }
.dz-business-financial-services .f-steps > li::before { content: counter(s); position: absolute; left: 0; top: 22px; width: 60px; height: 60px; border-radius: 50%; background: var(--lime); color: var(--black); font-family: "Anton", sans-serif; font-size: 1.9rem; line-height: 1; display: grid; place-items: center; }
.dz-business-financial-services .f-steps h3 { margin: 0 0 8px; }
.dz-business-financial-services .f-steps p { margin: 0; }
.dz-business-financial-services .f-tags { list-style: none; margin: 16px 0 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px; }
.dz-business-financial-services .f-tags li { padding: 7px 14px 7px 12px; border: 2px solid var(--black); border-left-width: 6px; border-radius: 4px; font-weight: 900; color: var(--black); background: var(--white); }
.dz-business-financial-services .f-app-sign { position: sticky; top: 110px; }
.dz-business-financial-services .f-agreement { background: var(--white); border: 2px solid var(--black); border-radius: var(--radius); padding: 26px 30px 28px; margin-bottom: 36px; }
.dz-business-financial-services .f-ag-top { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; border-bottom: 2px solid var(--black); padding-bottom: 12px; margin-bottom: 16px; }
.dz-business-financial-services .f-ag-top b { font-family: "Anton", sans-serif; font-weight: 400; font-size: 1.6rem; line-height: 1; color: var(--black); }
.dz-business-financial-services .f-ag-top span { font-weight: 900; color: var(--black); }
.dz-business-financial-services .f-agreement .ln { display: block; height: 8px; border-radius: 4px; background: #e8e6e0; margin: 10px 0; }
.dz-business-financial-services .f-agreement .ln.s { width: 58%; }
.dz-business-financial-services .f-agreement .ln.m { width: 82%; }
.dz-business-financial-services .f-ag-clause { background: var(--lime); border-radius: 6px; padding: 9px 12px 8px; margin: 12px 0; }
.dz-business-financial-services .f-ag-clause b { display: block; color: var(--black); line-height: 1.3; }
.dz-business-financial-services .f-ag-clause .ln { background: rgba(14,14,14,.2); width: 72%; margin: 7px 0 2px; }
.dz-business-financial-services .f-ag-sign { margin-top: 26px; width: 55%; border-top: 2px solid var(--black); padding-top: 6px; font-weight: 900; color: var(--black); }
.dz-business-financial-services .f-app-sign h3 { margin: 0 0 12px; }

/* Invoice finance drawn as a waterfall */
.dz-business-financial-services .f-inv { background: var(--tint); padding: 96px 0 100px; }
.dz-business-financial-services .f-inv-head { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); gap: 20px 72px; align-items: end; margin-bottom: 28px; }
.dz-business-financial-services .f-inv-head h2, .dz-business-financial-services .f-inv-head p { margin: 0; }
.dz-business-financial-services .f-inv-lede { max-width: 46em; margin: 0 0 40px; }
.dz-business-financial-services .f-wf { position: relative; }
.dz-business-financial-services .f-wf::after { content: ""; position: absolute; left: 85%; top: 0; bottom: 0; border-left: 2px dashed var(--black); }
.dz-business-financial-services .f-wf-row { display: grid; grid-template-columns: 85fr 15fr; margin-top: 14px; position: relative; z-index: 1; }
.dz-business-financial-services .f-wf-row:first-child { margin-top: 0; }
.dz-business-financial-services .f-bar { min-height: 84px; display: flex; align-items: center; gap: 12px 28px; padding: 16px 24px; flex-wrap: wrap; }
.dz-business-financial-services .f-bar b, .dz-business-financial-services .f-wf-lab b { font-family: "Anton", sans-serif; font-weight: 400; font-size: clamp(1.7rem, 3vw, 2.6rem); line-height: 1; }
.dz-business-financial-services .f-bar p, .dz-business-financial-services .f-wf-lab p { margin: 0; }
.dz-business-financial-services .f-bar.full { grid-column: 1 / -1; background: var(--white); border: 3px solid var(--black); border-radius: 8px; }
.dz-business-financial-services .f-bar.full b { color: var(--black); }
.dz-business-financial-services .f-bar.adv { background: var(--black); border-radius: 8px 0 0 8px; }
.dz-business-financial-services .f-bar.adv b { color: var(--white); }
.dz-business-financial-services .f-bar.adv p { color: #e6e5df; }
.dz-business-financial-services .f-bar.bal { grid-column: 2; background: var(--lime); border: 3px solid var(--black); border-radius: 0 8px 8px 0; padding: 0; }
.dz-business-financial-services .f-wf-lab { grid-column: 1; grid-row: 1; display: flex; align-items: center; justify-content: flex-end; gap: 12px 24px; padding: 12px 24px; text-align: right; flex-wrap: wrap; }
.dz-business-financial-services .f-wf-lab b { color: var(--black); }
.dz-business-financial-services .f-inv-qs { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 32px 64px; margin-top: 64px; }
.dz-business-financial-services .f-inv-qs > div { border-top: 4px solid var(--black); padding-top: 20px; }
.dz-business-financial-services .f-inv-qs h3 { margin: 0 0 10px; }
.dz-business-financial-services .f-inv-qs p { margin: 0; }
.dz-business-financial-services .f-inv-qs a { font-weight: 900; color: var(--black); }

/* Questions: heading held on the left, answers read down the right */
.dz-business-financial-services .f-faq { padding: 104px 0 96px; }
.dz-business-financial-services .f-faq h2 { margin: 0 0 44px; }
.dz-business-financial-services .f-q { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 12px 64px; padding: 30px 0; border-top: 1px solid var(--line); }
.dz-business-financial-services .f-q:first-child { border-top: 2px solid var(--black); }
.dz-business-financial-services .f-q h3 { margin: 0; }
.dz-business-financial-services .f-q p { margin: 0; }

/* Close: funding on lime, regulated advice on black, both to the window edge */
.dz-business-financial-services .f-close { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); }
.dz-business-financial-services .f-close > div { display: flex; flex-direction: column; justify-content: center; }
.dz-business-financial-services .f-close .f-btns { margin-top: 12px; }
.dz-business-financial-services .f-close-talk { background: var(--lime); padding: 96px 64px 96px var(--edge); }
.dz-business-financial-services .f-close-fs { background: var(--black); padding: 96px var(--edge) 96px 64px; }
.dz-business-financial-services .f-close h2 { margin: 0 0 18px; }
.dz-business-financial-services .f-close-talk .f-call, .dz-business-financial-services .f-close-talk .f-call a { color: var(--black); }
.dz-business-financial-services .f-close-talk .btn-outline { color: var(--black); }
.dz-business-financial-services .f-close-fs h2 { color: var(--white); }
.dz-business-financial-services .f-close-fs p { color: #e6e5df; max-width: 36em; }
.dz-business-financial-services .f-close-fs .btn-outline { color: var(--white); }
.dz-business-financial-services .f-close-fs .f-reg { margin: 26px 0 0; color: #bdbcb5; }

@media (max-width: 980px) {
  .dz-business-financial-services .f-app .inner, .dz-business-financial-services .f-faq .inner, .dz-business-financial-services .f-when .inner { grid-template-columns: 1fr; }
  .dz-business-financial-services .f-app-sign, .dz-business-financial-services .f-faq h2 { position: static; }
  .dz-business-financial-services .f-other { grid-template-columns: 1fr; }
  .dz-business-financial-services .f-prot { border-left: 0; border-top: 2px solid var(--black); }
}
@media (max-width: 820px) {
  .dz-business-financial-services .f-hero { min-height: 0; display: block; }
  .dz-business-financial-services .f-hero-img { position: relative; height: 300px; object-position: 30% 100%; }
  .dz-business-financial-services .f-hero::before { display: none; }
  .dz-business-financial-services .f-hero-copy { padding-top: 40px; padding-bottom: 48px; }
  .dz-business-financial-services .f-areas, .dz-business-financial-services .f-app, .dz-business-financial-services .f-faq { padding: 64px 0; }
  .dz-business-financial-services .f-when, .dz-business-financial-services .f-inv { padding: 64px 0; }
  .dz-business-financial-services .f-areas-head, .dz-business-financial-services .f-inv-head { grid-template-columns: 1fr; margin-bottom: 36px; }
  .dz-business-financial-services .f-match-labels { display: none; }
  .dz-business-financial-services .f-row { grid-template-columns: 1fr; gap: 16px; padding: 22px 0 24px; }
  .dz-business-financial-services .f-row h3 { padding-right: 0; display: flex; align-items: center; gap: 14px; }
  .dz-business-financial-services .f-row h3::after { position: static; flex: 0 0 36px; width: 36px; height: 36px; font-size: 1.05rem; transform: rotate(90deg); }
  .dz-business-financial-services .f-prods.n2, .dz-business-financial-services .f-prods.n3 { grid-template-columns: 1fr; gap: 18px; }
  .dz-business-financial-services .f-group { padding: 28px 22px; }
  .dz-business-financial-services .f-sits { grid-template-columns: 1fr; gap: 28px; }
  .dz-business-financial-services .f-steps > li { padding-left: 64px; }
  .dz-business-financial-services .f-steps > li::before { width: 46px; height: 46px; font-size: 1.45rem; }
  .dz-business-financial-services .f-agreement { padding: 22px 20px 24px; }
  .dz-business-financial-services .f-bar { padding: 14px 16px; min-height: 0; }
  .dz-business-financial-services .f-wf-lab { padding: 10px 14px 10px 0; }
  .dz-business-financial-services .f-bar.bal { min-height: 96px; }
  .dz-business-financial-services .f-inv-qs { grid-template-columns: 1fr; margin-top: 44px; }
  .dz-business-financial-services .f-q { grid-template-columns: 1fr; padding: 24px 0; }
  .dz-business-financial-services .f-faq h2 { margin-bottom: 28px; }
  .dz-business-financial-services .f-close { grid-template-columns: 1fr; }
  .dz-business-financial-services .f-close-talk, .dz-business-financial-services .f-close-fs { padding: 56px 24px; }
}