/* /personal-financial-services — designed page. Layout and spacing only; body type comes from styles.css. */
.dz-personal-financial-services { --edge: max(24px, calc((100vw - 1240px) / 2 + 24px)); --tint: #f5f4ef; }
.dz-personal-financial-services h4 { font-family: "Lato", Arial, sans-serif; font-weight: 900; font-size: 1.08rem; line-height: 1.3; margin: 0 0 6px; color: var(--black); }
.dz-personal-financial-services .p-btns { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.dz-personal-financial-services .p-btns .btn { margin: 0; }
.dz-personal-financial-services .p-call { margin: 20px 0 0; }
.dz-personal-financial-services .p-call a { font-weight: 900; color: var(--black); }

/* Hero: the photograph runs the full height to the left window edge */
.dz-personal-financial-services .p-hero { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); min-height: clamp(600px, calc(100vh - 150px), 820px); border-bottom: 6px solid var(--lime); }
.dz-personal-financial-services .p-hero-photo { position: relative; background: var(--black); }
.dz-personal-financial-services .p-hero-photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 30% 30%; display: block; }
.dz-personal-financial-services .p-hero-copy { padding: 80px var(--edge) 80px 72px; display: flex; flex-direction: column; justify-content: center; }
.dz-personal-financial-services .p-hero h1 { margin: 0 0 26px; }
.dz-personal-financial-services .p-hero .lead { margin: 0; max-width: 32em; }
.dz-personal-financial-services .p-hero .btn-outline { color: var(--black); }

/* Twelve areas: three columns on black */
.dz-personal-financial-services .p-areas { background: var(--black); padding: 100px 0 104px; }
.dz-personal-financial-services .p-areas h2 { color: var(--white); margin: 0 0 56px; }
.dz-personal-financial-services .p-area-cols { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); }
.dz-personal-financial-services .p-area { padding: 0 40px; border-left: 1px solid #3a3a37; }
.dz-personal-financial-services .p-area:first-child { padding-left: 0; border-left: 0; }
.dz-personal-financial-services .p-area:last-child { padding-right: 0; }
.dz-personal-financial-services .p-area h3 { font-family: "Anton", sans-serif; font-weight: 400; font-size: clamp(1.5rem, 2.2vw, 2rem); line-height: 1.1; color: var(--lime); margin: 0 0 24px; min-height: 2.2em; }
.dz-personal-financial-services .p-area ul { list-style: none; margin: 0; padding: 0; }
.dz-personal-financial-services .p-area li { padding: 18px 0 16px; border-top: 1px solid #3a3a37; }
.dz-personal-financial-services .p-area h4 { color: var(--white); }
.dz-personal-financial-services .p-area p { margin: 0; color: #c9c8c1; }

/* A review: the cycle drawn, steps read down the right */
.dz-personal-financial-services .p-review { padding: 104px 0; }
.dz-personal-financial-services .p-review .inner { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 48px 88px; align-items: start; }
.dz-personal-financial-services .p-cycle-wrap { position: sticky; top: 120px; }
.dz-personal-financial-services .p-cycle-wrap h2 { margin: 0 0 56px; }
.dz-personal-financial-services .p-cycle { --r: 150px; position: relative; width: calc(var(--r) * 2); height: calc(var(--r) * 2); border: 3px solid var(--black); border-radius: 50%; margin: 0 0 32px 40px; }
.dz-personal-financial-services .p-cycle .n { position: absolute; left: 50%; top: 50%; width: 64px; height: 64px; margin: -32px 0 0 -32px; border-radius: 50%; background: var(--lime); border: 3px solid var(--black); display: grid; place-items: center; font-family: "Anton", sans-serif; font-size: 1.7rem; line-height: 1; color: var(--black); transform: rotate(var(--a)) translate(var(--r)) rotate(calc(-1 * var(--a))); }
.dz-personal-financial-services .p-cycle .n1 { --a: -90deg; }
.dz-personal-financial-services .p-cycle .n2 { --a: -18deg; }
.dz-personal-financial-services .p-cycle .n3 { --a: 54deg; }
.dz-personal-financial-services .p-cycle .n4 { --a: 126deg; }
.dz-personal-financial-services .p-cycle .n5 { --a: 198deg; background: var(--black); color: var(--white); }
.dz-personal-financial-services .p-cycle-mid { position: absolute; inset: 0; display: grid; place-items: center; text-align: center; }
.dz-personal-financial-services .p-cycle-mid b { font-family: "Anton", sans-serif; font-weight: 400; font-size: 1.7rem; line-height: 1.1; color: var(--black); max-width: 6em; }
.dz-personal-financial-services .p-steps { list-style: none; margin: 0; padding: 0; counter-reset: s; }
.dz-personal-financial-services .p-steps li { counter-increment: s; display: grid; grid-template-columns: 64px minmax(0, 1fr); column-gap: 20px; padding: 30px 0; border-top: 1px solid var(--line); }
.dz-personal-financial-services .p-steps li:first-child { border-top: 2px solid var(--black); }
.dz-personal-financial-services .p-steps li::before { content: counter(s); grid-row: 1 / span 2; font-family: "Anton", sans-serif; font-size: 3.2rem; line-height: .9; color: var(--black); }
.dz-personal-financial-services .p-steps h3 { margin: 0 0 8px; }
.dz-personal-financial-services .p-steps p { margin: 0; }

/* Pension relief drawn as two stacked columns */
.dz-personal-financial-services .p-relief { background: var(--tint); padding: 104px 0; }
.dz-personal-financial-services .p-relief .inner { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 6fr); gap: 48px 80px; align-items: center; }
.dz-personal-financial-services .p-relief h2 { margin: 0 0 22px; }
.dz-personal-financial-services .p-note { font-weight: 900; color: var(--black); }
.dz-personal-financial-services .p-relief-copy p:last-child { margin-bottom: 0; }
.dz-personal-financial-services .p-bars { --h: 46px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; align-items: end; }
.dz-personal-financial-services .p-col { display: flex; flex-direction: column; }
.dz-personal-financial-services .p-top { padding-bottom: 14px; }
.dz-personal-financial-services .p-top b { display: block; font-family: "Anton", sans-serif; font-weight: 400; font-size: clamp(2rem, 3vw, 2.7rem); line-height: 1; color: var(--black); margin-bottom: 4px; }
.dz-personal-financial-services .p-top span { font-weight: 900; color: var(--black); }
.dz-personal-financial-services .p-stack { display: flex; flex-direction: column; border: 3px solid var(--black); border-radius: 8px; overflow: hidden; background: var(--white); }
.dz-personal-financial-services .seg { min-height: calc(var(--u) * var(--h)); padding: 12px 16px; }
.dz-personal-financial-services .seg + .seg { border-top: 3px solid var(--black); }
.dz-personal-financial-services .seg b { display: block; font-family: "Anton", sans-serif; font-weight: 400; font-size: 1.5rem; line-height: 1.1; margin-bottom: 2px; color: var(--black); }
.dz-personal-financial-services .seg span { display: block; line-height: 1.35; color: var(--black); }
.dz-personal-financial-services .seg.you, .dz-personal-financial-services .seg.net { background: var(--black); }
.dz-personal-financial-services .seg.you b, .dz-personal-financial-services .seg.net b { color: var(--white); }
.dz-personal-financial-services .seg.you span, .dz-personal-financial-services .seg.net span { color: #e6e5df; }
.dz-personal-financial-services .seg.relief { background: var(--lime); }
.dz-personal-financial-services .seg.back { background: var(--white); }
.dz-personal-financial-services .p-col h4 { margin: 14px 0 0; }

/* Questions: open, flowing in two columns */
.dz-personal-financial-services .p-faq { padding: 104px 0 80px; }
.dz-personal-financial-services .p-faq h2 { margin: 0 0 48px; }
.dz-personal-financial-services .p-qs { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 72px; align-items: start; }
.dz-personal-financial-services .p-q { padding-top: 22px; border-top: 2px solid var(--black); margin-bottom: 40px; }
.dz-personal-financial-services .p-q h3 { margin: 0 0 10px; }
.dz-personal-financial-services .p-q p { margin: 0; }
.dz-personal-financial-services .p-q a { font-weight: 900; color: var(--black); }

/* Close: who gives the advice on black, the call to action on lime to the window edge */
.dz-personal-financial-services .p-close { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); }
.dz-personal-financial-services .p-who { background: var(--black); padding: 96px 72px 96px var(--edge); }
.dz-personal-financial-services .p-who h2 { color: var(--white); margin: 0 0 36px; }
.dz-personal-financial-services .p-who p { color: #e6e5df; }
.dz-personal-financial-services .p-route { display: grid; grid-template-columns: minmax(0, 1fr) auto minmax(0, 1.25fr); align-items: stretch; margin-bottom: 36px; }
.dz-personal-financial-services .p-firm { border: 2px solid var(--white); border-radius: var(--radius); padding: 20px 22px; display: flex; flex-direction: column; justify-content: center; }
.dz-personal-financial-services .p-firm b { display: block; font-family: "Anton", sans-serif; font-weight: 400; font-size: 1.45rem; line-height: 1.15; color: var(--white); margin-bottom: 6px; }
.dz-personal-financial-services .p-firm span { color: #c9c8c1; line-height: 1.4; }
.dz-personal-financial-services .p-firm.eg { background: var(--lime); border-color: var(--lime); }
.dz-personal-financial-services .p-firm.eg b, .dz-personal-financial-services .p-firm.eg span { color: var(--black); }
.dz-personal-financial-services .p-arrow { position: relative; width: 130px; display: flex; align-items: flex-end; justify-content: center; padding: 0 10px 10px; }
.dz-personal-financial-services .p-arrow::before { content: ""; position: absolute; left: 12px; right: 18px; top: 50%; border-top: 3px solid var(--white); }
.dz-personal-financial-services .p-arrow::after { content: ""; position: absolute; right: 10px; top: 50%; margin-top: -8px; border: 9px solid transparent; border-left: 12px solid var(--white); border-right: 0; transform: translateY(1px); }
.dz-personal-financial-services .p-arrow span { position: absolute; left: 0; right: 0; bottom: calc(50% + 12px); text-align: center; font-weight: 900; color: var(--white); line-height: 1.25; }
.dz-personal-financial-services .p-fs { margin-top: 40px; padding-top: 32px; border-top: 1px solid #3a3a37; }
.dz-personal-financial-services .p-fs h3 { color: var(--lime); margin: 0 0 12px; }
.dz-personal-financial-services .p-links { list-style: none; margin: 18px 0 0; padding: 0; display: flex; flex-wrap: wrap; gap: 12px 32px; }
.dz-personal-financial-services .p-links a { color: var(--white); font-weight: 900; }
.dz-personal-financial-services .p-links a::after { content: " \2192"; color: var(--lime); }
.dz-personal-financial-services .p-fs .p-reg { margin: 22px 0 0; color: #bdbcb5; }
.dz-personal-financial-services .p-cta { background: var(--lime); padding: 96px var(--edge) 96px 64px; display: flex; flex-direction: column; justify-content: center; }
.dz-personal-financial-services .p-cta h2 { margin: 0 0 6px; }
.dz-personal-financial-services .p-cta .btn-outline { color: var(--black); }

@media (max-width: 980px) {
  .dz-personal-financial-services .p-review .inner { grid-template-columns: 1fr; }
  .dz-personal-financial-services .p-cycle-wrap { position: static; }
  .dz-personal-financial-services .p-relief .inner { grid-template-columns: 1fr; }
  .dz-personal-financial-services .p-close { grid-template-columns: 1fr; }
  .dz-personal-financial-services .p-who { padding: 72px 24px; }
  .dz-personal-financial-services .p-cta { padding: 64px 24px; }
}
@media (max-width: 820px) {
  .dz-personal-financial-services .p-hero { grid-template-columns: 1fr; min-height: 0; }
  .dz-personal-financial-services .p-hero-photo { height: 320px; }
  .dz-personal-financial-services .p-hero-photo img { object-position: 34% 20%; }
  .dz-personal-financial-services .p-hero-copy { padding: 40px 24px 48px; }
  .dz-personal-financial-services .p-areas, .dz-personal-financial-services .p-review, .dz-personal-financial-services .p-relief { padding: 64px 0; }
  .dz-personal-financial-services .p-faq { padding: 64px 0 32px; }
  .dz-personal-financial-services .p-areas h2 { margin-bottom: 32px; }
  .dz-personal-financial-services .p-area-cols { grid-template-columns: 1fr; gap: 36px; }
  .dz-personal-financial-services .p-area, .dz-personal-financial-services .p-area:first-child, .dz-personal-financial-services .p-area:last-child { padding: 0; border-left: 0; }
  .dz-personal-financial-services .p-area h3 { min-height: 0; margin-bottom: 14px; }
  .dz-personal-financial-services .p-cycle-wrap h2 { margin-bottom: 44px; }
  .dz-personal-financial-services .p-cycle { --r: 110px; margin: 0 auto 8px; }
  .dz-personal-financial-services .p-cycle .n { width: 52px; height: 52px; margin: -26px 0 0 -26px; font-size: 1.4rem; }
  .dz-personal-financial-services .p-cycle-mid b { font-size: 1.35rem; }
  .dz-personal-financial-services .p-steps li { grid-template-columns: 44px minmax(0, 1fr); column-gap: 14px; padding: 24px 0; }
  .dz-personal-financial-services .p-steps li::before { font-size: 2.4rem; }
  .dz-personal-financial-services .p-bars { --h: 34px; grid-template-columns: 1fr; gap: 36px; }
  .dz-personal-financial-services .p-qs { grid-template-columns: 1fr; }
  .dz-personal-financial-services .p-route { grid-template-columns: 1fr; }
  .dz-personal-financial-services .p-arrow { width: auto; height: 64px; }
  .dz-personal-financial-services .p-arrow::before { left: 32px; right: auto; top: 6px; bottom: 16px; border-top: 0; border-left: 3px solid var(--white); }
  .dz-personal-financial-services .p-arrow::after { left: 24px; right: auto; top: auto; bottom: 4px; margin: 0; border: 9px solid transparent; border-top: 12px solid var(--white); border-bottom: 0; transform: none; }
  .dz-personal-financial-services .p-arrow span { left: 52px; right: auto; bottom: auto; top: 50%; transform: translateY(-50%); text-align: left; }
}