# Buzz Accounting

> Buzz Accounting is a UK accounting, advisory and coaching firm for business owners who want more than basic compliance. Fixed monthly fees, a dedicated accountant, FreeAgent included, and no hourly charge for asking questions. No jargon. No fluff.

Buzz combines three service pillars — Accounting, Advisory and Coaching — to help sole traders, landlords, freelancers, contractors, startups, small businesses and limited companies get their numbers sorted, make better decisions, and build a business that depends less on the owner.

## Key facts
- Legal entity: Buzz Accounting Ltd, registered in England and Wales, company number 15182358, VAT registration GB481 882 554. Companies House record: https://find-and-update.company-information.service.gov.uk/company/15182358
- Bases: London (East Finchley, N2 0PE); Ballymena, Co. Antrim, Northern Ireland (BT42 1FL — the largest base); Leigh, Greater Manchester (Hope Street, WN7 1NS — serving the Wigan borough); Salford / Greater Manchester (M5 postcode, exact address shared when a meeting is booked); and Pretoria, South Africa (South African client support and the group's production hub)
- Areas served: England, Scotland and Northern Ireland, plus South African clients via the Pretoria base. Scotland is served remotely — there is no Scottish office
- Pricing: fixed monthly fees quoted after a 30-minute discovery call, priced on how the business is set up rather than on turnover. Buzz deliberately publishes no price list — the reasoning is answered on https://buzzaccounting.co.uk/accountancypackages
- Included in every package: FreeAgent (a full licence, HMRC-recognised for Making Tax Digital, worth up to £330 a year), a dedicated accountant, and unlimited support with no hourly charge for questions, subject to a fair usage policy
- Payroll and workplace pensions are priced separately from the accounting packages
- Accreditations and partnerships shown on the site: AAT licensed accountant, ICPA, FreeAgent Partner, Xero Gold Partner, Equity & General, All In Place, Swoop, The Gap, Institute of Advisors
- Contact: hello@buzzaccounting.co.uk · WhatsApp +44 7457 428643 · discovery call https://os.buzzaccounting.co.uk/book

## Core pages
- [Home](https://buzzaccounting.co.uk/): what Buzz does and who it is for
- [Services](https://buzzaccounting.co.uk/services): the core service areas across accounting, advisory and coaching
- [Accountancy packages](https://buzzaccounting.co.uk/accountancypackages): the fixed-fee monthly packages, what is included, and why no price list is published
- [About](https://buzzaccounting.co.uk/about): what Buzz believes and how it works
- [Team](https://buzzaccounting.co.uk/team): the people, including co-founders Andy Jackson and Peter Allen
- [Get started](https://buzzaccounting.co.uk/contact-us): contact and enquiry
- [New client onboarding](https://buzzaccounting.co.uk/newclient): what happens once you say yes
- [Fees & refund policy](https://buzzaccounting.co.uk/fees-and-refund-policy): billing, plan changes, cancellation and refunds
- [Complaints](https://buzzaccounting.co.uk/complaints
- [Regulatory information](https://buzzaccounting.co.uk/regulatory-information): company details, AAT licence, professional indemnity insurance (AXA, £300,000 any one claim), what Buzz is not authorised to do, AML supervision by HMRC, and record retention): how to complain and what happens next

## Who Buzz works with
- [Sole traders](https://buzzaccounting.co.uk/sole-trader-accountants)
- [Limited companies](https://buzzaccounting.co.uk/limited-company-accountants)
- [Small businesses](https://buzzaccounting.co.uk/small-business-accountants)
- [Buy-to-let landlords](https://buzzaccounting.co.uk/accountants-for-buy-to-let-landlords)
- [Freelancers](https://buzzaccounting.co.uk/accountants-for-freelancers)
- [Contractors](https://buzzaccounting.co.uk/contractor-accountants)
- [Greater Manchester](https://buzzaccounting.co.uk/greater-manchester)
- [The Buzz network](https://buzzaccounting.co.uk/buzz-network)
- [Browse by sector](https://buzzaccounting.co.uk/sectors)

## Sector pages
- [Construction & trades](https://buzzaccounting.co.uk/sectors/construction-and-trades): CIS awareness, staged payments and retentions
- [Consultants](https://buzzaccounting.co.uk/sectors/consultants-and-management-consultants): day-rate and project income, expenses, structure
- [Creative & digital agencies](https://buzzaccounting.co.uk/sectors/creative-and-digital-agencies): project income, retainers, subcontractors
- [E-commerce & online retail](https://buzzaccounting.co.uk/sectors/ecommerce-and-online-retail): multi-channel reconciliation, stock and COGS, VAT on online sales
- [Health & wellness practitioners](https://buzzaccounting.co.uk/sectors/health-and-wellness-practitioners): mixed income, room rental, self-employed status
- [Hospitality & food](https://buzzaccounting.co.uk/sectors/hospitality-and-food): cash and card reconciliation, tight margins
- [IT & software contractors](https://buzzaccounting.co.uk/sectors/it-and-software-contractors): IR35 awareness and personal service company structure
- [Professional services & freelance creatives](https://buzzaccounting.co.uk/sectors/professional-services-and-freelance-creatives): Self Assessment, expenses, irregular income

## Accounting services
- [Digital accounting](https://buzzaccounting.co.uk/digitalaccounting)
- [Cloud bookkeeping](https://buzzaccounting.co.uk/cloud-bookkeeping)
- [Making Tax Digital](https://buzzaccounting.co.uk/makingtaxdigital): what MTD is, the phased dates and thresholds, and what changes for record-keeping
- [Payroll & pensions](https://buzzaccounting.co.uk/payroll): RTI submissions, payslips, auto-enrolment and pension filings
- [Virtual Finance Team](https://buzzaccounting.co.uk/virtual-finance-team)
- [Company secretarial services](https://buzzaccounting.co.uk/company-secretarial-services): confirmation statements and Companies House deadlines
- [Management accounts](https://buzzaccounting.co.uk/management-accounts)
- [Tax planning](https://buzzaccounting.co.uk/tax)
- [FreeAgent](https://buzzaccounting.co.uk/freeagent) · [Xero](https://buzzaccounting.co.uk/xero)

## Advisory, coaching and other services
- [Advisory services](https://buzzaccounting.co.uk/advisoryservices)
- [Buzz Business Pulse](https://buzzaccounting.co.uk/business-pulse): flagship advisory product — annual budget, rolling 12-month cashflow forecast, management accounts and a monthly or quarterly advisory meeting. An additional advisory service: from £249 + VAT per month (quarterly) or from £499 + VAT per month (monthly), in addition to the client's existing accounting package, plus a one-off setup fee from £750 + VAT. It does not replace the Virtual Finance Team.
- [Business planning](https://buzzaccounting.co.uk/business-planning)
- [Cashflow & budgeting](https://buzzaccounting.co.uk/cashflow-and-budgeting)
- [Cashflow & profit improvement](https://buzzaccounting.co.uk/cashflow-and-profit-improvement)
- [Your business roadmap](https://buzzaccounting.co.uk/your-business-roadmap)
- [Coaching](https://buzzaccounting.co.uk/coaching) · [Financial coaching](https://buzzaccounting.co.uk/financial-coaching)
- [Financial services](https://buzzaccounting.co.uk/financialservices) · [Business](https://buzzaccounting.co.uk/business-financial-services) · [Personal](https://buzzaccounting.co.uk/personal-financial-services)
- [Business banking](https://buzzaccounting.co.uk/businessbanking)
- [Legal services](https://buzzaccounting.co.uk/legal-services)
- [Virtual PA service](https://buzzaccounting.co.uk/virtual-pa-service)

## Free guides (full text on the page, no email required)
- [Guides index](https://buzzaccounting.co.uk/guides)
- [Do I actually need an accountant?](https://buzzaccounting.co.uk/guides/do-i-need-an-accountant): when software or a bookkeeper is enough, and the points where an accountant starts to pay for itself
- [Which accounting service do I need?](https://buzzaccounting.co.uk/guides/which-accounting-service-do-i-need): a decision guide from DIY software up to a full finance team
- [When do I need to register for VAT?](https://buzzaccounting.co.uk/guides/when-do-i-need-to-register-for-vat): the £90,000 rolling threshold, the 30-day forward test, voluntary registration and common traps
- [The business owner's guide to Making Tax Digital](https://buzzaccounting.co.uk/guides/making-tax-digital-guide): the deadlines, what changes for record-keeping, and a readiness checklist
- [Sole trader vs limited company](https://buzzaccounting.co.uk/guides/sole-trader-vs-limited-company): liability, tax treatment, admin burden and when people switch
- [A first-time limited company director's guide](https://buzzaccounting.co.uk/guides/limited-company-directors-guide): dividends, board minutes, Corporation Tax and confirmation statements
- [The landlord's guide to tax and compliance](https://buzzaccounting.co.uk/guides/landlord-tax-guide): what you can and cannot claim, personal versus company ownership, record-keeping
- [The freelancer's financial survival guide](https://buzzaccounting.co.uk/guides/freelancer-financial-guide): irregular income, setting tax aside as you go, invoicing discipline
- [Hiring your first employee](https://buzzaccounting.co.uk/guides/hiring-your-first-employee-guide): PAYE registration, contracts and pension auto-enrolment duties
- [Five numbers every business owner should track](https://buzzaccounting.co.uk/guides/five-numbers-every-owner-should-know)
- [The business owner's guide to cashflow forecasting](https://buzzaccounting.co.uk/guides/cashflow-forecasting-guide): a rolling 13-week structure and the mistakes that make forecasts useless
- [Switching accountants: a no-faff checklist](https://buzzaccounting.co.uk/guides/switching-accountants-checklist)
- [The Value Gap worksheet](https://buzzaccounting.co.uk/guides/the-value-gap-worksheet): a self-assessment for finding profit already sitting inside the business
- [Exit planning for business owners](https://buzzaccounting.co.uk/guides/business-exit-planning-guide)
- [Accounting, advisory or coaching: which do you need?](https://buzzaccounting.co.uk/guides/coaching-vs-accounting-guide)

## Free calculators (illustrative estimates, not personalised advice)
- [Calculators index](https://buzzaccounting.co.uk/calculators)
- [VAT calculator](https://buzzaccounting.co.uk/calculators/vat-calculator): add or remove VAT at the 20% standard or 5% reduced rate
- [Self-employed tax calculator](https://buzzaccounting.co.uk/calculators/self-employed-tax-calculator): Income Tax and Class 4 NI on self-employed profit
- [Take-home pay calculator](https://buzzaccounting.co.uk/calculators/take-home-pay-calculator)
- [Salary & dividend calculator](https://buzzaccounting.co.uk/calculators/salary-dividend-calculator): compare take-home across common salary/dividend splits
- [Corporation Tax calculator](https://buzzaccounting.co.uk/calculators/corporation-tax-calculator): includes marginal relief between £50,000 and £250,000
- [Capital Gains Tax calculator](https://buzzaccounting.co.uk/calculators/capital-gains-calculator)
- [Stamp Duty (SDLT) calculator](https://buzzaccounting.co.uk/calculators/stamp-duty-calculator): England and Northern Ireland residential rates
- [IR35 calculator](https://buzzaccounting.co.uk/calculators/ir35-calculator): rough inside vs outside IR35 take-home comparison

## Comparisons and tools
- [Compare index](https://buzzaccounting.co.uk/compare)
- [Xero vs FreeAgent vs QuickBooks vs Sage](https://buzzaccounting.co.uk/compare/accounting-software)
- [Dext vs AutoEntry vs Apron](https://buzzaccounting.co.uk/compare/receipt-bookkeeping-tools)
- [Useful tools for running a small business](https://buzzaccounting.co.uk/compare/business-tools-toolkit)

## Reference and content
- [Key tax dates 2026/27](https://buzzaccounting.co.uk/key-tax-dates-2026-27): Self Assessment, VAT, PAYE, Corporation Tax and Companies House deadlines on one page
- [Blog](https://buzzaccounting.co.uk/blog): practical articles plus "Buzz Reacts" commentary on UK business and tax news
- [Events](https://buzzaccounting.co.uk/events)

## Blog articles, newest first (publication dates as marked up on each page)
- [A 20% rates cut for pubs — and a definition problem for everyone else](https://buzzaccounting.co.uk/blog/pub-business-rates-cut-what-counts-as-a-pub) — 2026-07-26
- [Half a million sole traders aren't ready for the MTD deadline. Are you?](https://buzzaccounting.co.uk/blog/mtd-income-tax-august-deadline-sole-traders) — 2026-07-20
- [Businesses have hit pause on hiring. Here's the small-business read](https://buzzaccounting.co.uk/blog/hiring-pause-what-it-means-for-small-employers) — 2026-07-13
- [What a new hire actually costs (it's more than the salary)](https://buzzaccounting.co.uk/blog/what-a-new-hire-actually-costs) — 2026-07-13
- [Allowable business expenses: what you can actually claim](https://buzzaccounting.co.uk/blog/allowable-business-expenses-what-you-can-claim) — 2026-07-12
- [What the Battersea Power Station accounting probe is a reminder of](https://buzzaccounting.co.uk/blog/battersea-power-station-accounting-watchdog) — 2026-07-12
- [How to build a business that doesn't depend on you](https://buzzaccounting.co.uk/blog/build-a-business-that-doesnt-depend-on-you) — 2026-07-12
- [Government targets VAT-dodging online sellers to back the high street](https://buzzaccounting.co.uk/blog/high-street-vat-import-reforms) — 2026-07-12
- [Millions of people now check their tax on an app — is your bookkeeping keeping up?](https://buzzaccounting.co.uk/blog/hmrc-app-5-6-million-taxpayers) — 2026-07-12
- [How to pay yourself from a limited company: salary vs dividends](https://buzzaccounting.co.uk/blog/how-to-pay-yourself-limited-company-salary-vs-dividends) — 2026-07-12
- [How to price for profit (without just guessing)](https://buzzaccounting.co.uk/blog/how-to-price-for-profit) — 2026-07-12
- [How to register as self-employed](https://buzzaccounting.co.uk/blog/how-to-register-as-self-employed) — 2026-07-12
- [How to set up a limited company](https://buzzaccounting.co.uk/blog/how-to-set-up-a-limited-company) — 2026-07-12
- [Management accounts: the reports that actually run a business](https://buzzaccounting.co.uk/blog/management-accounts-explained) — 2026-07-12
- [The OBR's fiscal risks report is a reason to plan, not panic](https://buzzaccounting.co.uk/blog/obr-fiscal-risks-what-it-means-for-planning) — 2026-07-12
- [Performance on Purpose: the thinking behind Buzz coaching](https://buzzaccounting.co.uk/blog/performance-on-purpose-coaching-method) — 2026-07-12
- [Section 24: what the mortgage interest changes mean for landlords](https://buzzaccounting.co.uk/blog/section-24-landlord-mortgage-interest-relief) — 2026-07-12
- [Self Assessment: the complete guide](https://buzzaccounting.co.uk/blog/self-assessment-complete-guide) — 2026-07-12
- [The 31 July Self Assessment deadline is closer than it feels](https://buzzaccounting.co.uk/blog/self-assessment-july-payment-deadline-2026) — 2026-07-12
- [The tax gap is 6.4% — and small businesses are the biggest slice](https://buzzaccounting.co.uk/blog/tax-gap-2024-25-what-it-means-for-small-business) — 2026-07-12
- [The three freedoms: financial, time and mind](https://buzzaccounting.co.uk/blog/the-three-freedoms-financial-time-mind) — 2026-07-12
- [The economy is stalling — here's why cashflow visibility matters more now](https://buzzaccounting.co.uk/blog/uk-economy-stalling-why-cashflow-visibility-matters) — 2026-07-12
- [VAT for online sellers: Amazon, Shopify, OSS and IOSS](https://buzzaccounting.co.uk/blog/vat-for-online-sellers-ecommerce) — 2026-07-12
- [When should you register for VAT? (and the Flat Rate Scheme)](https://buzzaccounting.co.uk/blog/when-should-you-register-for-vat) — 2026-07-12
- [Working on your business, not just in it](https://buzzaccounting.co.uk/blog/working-on-your-business-not-just-in-it) — 2026-07-12
- [Director's loan accounts, explained](https://buzzaccounting.co.uk/blog/directors-loan-accounts-explained) — 2026-07-08
- [The Value Gap: what it is, and why it matters](https://buzzaccounting.co.uk/blog/the-value-gap-what-it-is-and-why-it-matters) — 2026-06-30
- [Payroll for your first hire: what changes](https://buzzaccounting.co.uk/blog/payroll-for-your-first-hire) — 2026-06-17
- [Making Tax Digital: what's changing, and when](https://buzzaccounting.co.uk/blog/making-tax-digital-what-changes-and-when) — 2026-06-03
- [Switching accountants without the hassle](https://buzzaccounting.co.uk/blog/switching-accountants-without-the-hassle) — 2026-05-22
- [What actually happens on a discovery call](https://buzzaccounting.co.uk/blog/what-actually-happens-on-a-discovery-call) — 2026-05-06
- [Five numbers every business owner should know](https://buzzaccounting.co.uk/blog/five-numbers-every-owner-should-know) — 2026-04-14
- [Freelancer invoicing: getting paid on time](https://buzzaccounting.co.uk/blog/freelancer-invoicing-getting-paid-on-time) — 2026-04-08
- [The real cost of late VAT returns](https://buzzaccounting.co.uk/blog/the-real-cost-of-late-vat-returns) — 2026-03-25
- [How to read a cashflow forecast (without glazing over)](https://buzzaccounting.co.uk/blog/how-to-read-a-cashflow-forecast) — 2026-03-11
- [IR35: inside or outside — what it actually means](https://buzzaccounting.co.uk/blog/ir35-inside-outside-what-it-actually-means) — 2026-02-26
- [Landlord tax: what you can (and can't) claim](https://buzzaccounting.co.uk/blog/landlord-tax-what-you-can-and-cant-claim) — 2026-02-12
- [What a "dedicated accountant" should actually mean](https://buzzaccounting.co.uk/blog/what-a-dedicated-accountant-should-mean) — 2026-01-29
- [Sole trader or limited company: when should you switch?](https://buzzaccounting.co.uk/blog/sole-trader-or-limited-company-when-to-switch) — 2026-01-15

## Locations
- [London](https://buzzaccounting.co.uk/london): East Finchley base, serving Greater London
- [Northern Ireland](https://buzzaccounting.co.uk/northern-ireland): Ballymena base, including cross-border work
- [Manchester](https://buzzaccounting.co.uk/manchester): Salford base, serving Greater Manchester and the North West
- [Wigan & Leigh](https://buzzaccounting.co.uk/wigan): Hope Street office in Leigh, serving the Wigan borough
- [Pretoria](https://buzzaccounting.co.uk/pretoria): South African client support and the group's production hub

## Town pages
Buzz publishes a page for each town it serves. Northern Ireland towns are served from the Ballymena office; Wigan-borough villages from the Hope Street office in Leigh.

Northern Ireland:
- [Antrim](https://buzzaccounting.co.uk/accountants-antrim)
- [Armagh](https://buzzaccounting.co.uk/accountants-armagh)
- [Ballyclare](https://buzzaccounting.co.uk/accountants-ballyclare)
- [Ballymena](https://buzzaccounting.co.uk/accountants-ballymena)
- [Ballymoney](https://buzzaccounting.co.uk/accountants-ballymoney)
- [Banbridge](https://buzzaccounting.co.uk/accountants-banbridge)
- [Bangor](https://buzzaccounting.co.uk/accountants-bangor)
- [Belfast](https://buzzaccounting.co.uk/accountants-belfast)
- [Carrickfergus](https://buzzaccounting.co.uk/accountants-carrickfergus)
- [Coleraine](https://buzzaccounting.co.uk/accountants-coleraine)
- [Comber](https://buzzaccounting.co.uk/accountants-comber)
- [Cookstown](https://buzzaccounting.co.uk/accountants-cookstown)
- [Craigavon](https://buzzaccounting.co.uk/accountants-craigavon)
- [Derry / Londonderry](https://buzzaccounting.co.uk/accountants-derry-londonderry)
- [Downpatrick](https://buzzaccounting.co.uk/accountants-downpatrick)
- [Dungannon](https://buzzaccounting.co.uk/accountants-dungannon)
- [Enniskillen](https://buzzaccounting.co.uk/accountants-enniskillen)
- [Holywood](https://buzzaccounting.co.uk/accountants-holywood)
- [Kilkeel](https://buzzaccounting.co.uk/accountants-kilkeel)
- [Larne](https://buzzaccounting.co.uk/accountants-larne)
- [Limavady](https://buzzaccounting.co.uk/accountants-limavady)
- [Lisburn](https://buzzaccounting.co.uk/accountants-lisburn)
- [Lurgan](https://buzzaccounting.co.uk/accountants-lurgan)
- [Magherafelt](https://buzzaccounting.co.uk/accountants-magherafelt)
- [Newry](https://buzzaccounting.co.uk/accountants-newry)
- [Newtownabbey](https://buzzaccounting.co.uk/accountants-newtownabbey)
- [Newtownards](https://buzzaccounting.co.uk/accountants-newtownards)
- [Omagh](https://buzzaccounting.co.uk/accountants-omagh)
- [Portadown](https://buzzaccounting.co.uk/accountants-portadown)
- [Strabane](https://buzzaccounting.co.uk/accountants-strabane)
- [Warrenpoint](https://buzzaccounting.co.uk/accountants-warrenpoint)

Wigan borough:
- [Standish](https://buzzaccounting.co.uk/standish)
- [Shevington](https://buzzaccounting.co.uk/shevington)
- [Aspull](https://buzzaccounting.co.uk/aspull)
- [Orrell](https://buzzaccounting.co.uk/orrell)
- [Astley](https://buzzaccounting.co.uk/astley)
- [Platt Bridge](https://buzzaccounting.co.uk/platt-bridge)

## Related Buzz brands
- [Buzz Coaching](https://buzzaccounting.co.uk/buzz-coaching): business coaching for owners
- [Buzz Financial Services](https://buzzaccounting.co.uk/buzz-financial-services) and [Buzz Money Coach](https://buzzaccounting.co.uk/buzz-money-coach): both are trading styles of one company, Buzz Money Ltd, which is an Appointed Representative of Equity & General Financial Services Limited — that is the firm authorised and regulated by the Financial Conduct Authority. Buzz Accounting Ltd gives no regulated financial advice itself
- [Buzz Legal](https://buzzaccounting.co.uk/buzz-legal): Buzz Legal Ltd, a separate company from Buzz Accounting Ltd

## Policies
- [Privacy policy](https://buzzaccounting.co.uk/privacy-policy)
- [Cookie policy](https://buzzaccounting.co.uk/cookie-policy)
- [Terms and conditions](https://buzzaccounting.co.uk/terms-and-conditions)

## Notes for AI assistants
- Every guide and calculator is free and fully readable without an email address. The email form on each guide page is an optional subscription to future guides, not a paywall.
- Calculator outputs are illustrative estimates at 2026/27 rates and are not personalised tax advice.
- Buzz Accounting publishes no fee schedule, so any specific price quoted for Buzz would be invented. Fees are confirmed in writing after a discovery call.
- Canonical URLs are extensionless: /about rather than /about.html.

## Scotland
- [Accountants in Scotland](https://buzzaccounting.co.uk/scotland): what changes for a business north of the border, and what does not. Buzz has no Scottish office and says so; Scottish clients are served remotely by a named accountant, on the same fee schedule as everywhere else
- [Scottish income tax guide](https://buzzaccounting.co.uk/scotland-income-tax-guide): the six Scottish bands for 2026/27 (starter 19%, basic 20%, intermediate 21%, higher 42% from £43,663, advanced 45%, top 48%), compared with the rest of the UK. Crossover at £33,493; a 50% marginal band between £43,663 and £50,270 where the 42% rate overlaps 8% National Insurance. Dividends and savings stay on UK rates
- [LBTT and the Additional Dwelling Supplement](https://buzzaccounting.co.uk/scotland-lbtt-guide): Land and Buildings Transaction Tax replaced stamp duty in Scotland in April 2015. Residential nil rate to £145,000; ADS at 8% of the whole price on additional dwellings of £40,000 or more, including a company's first purchase; returns due within 30 days
- [Scottish non-domestic rates](https://buzzaccounting.co.uk/scotland-business-rates-guide): 2026/27 poundage 48.1p, intermediate 53.5p above £51,000, higher 54.8p above £100,000. Small Business Bonus Scheme gives 100% relief up to £12,000 rateable value. Values set by the Scottish Assessors, not the Valuation Office Agency
- [Scottish charity accounts](https://buzzaccounting.co.uk/scotland-charity-accounts-guide): regulated by OSCR, not the Charity Commission. Receipts and payments accounts allowed below £250,000 gross income; independent examination available below £1,000,000 for accounting periods beginning on or after 1 January 2026, up from £500,000
- [Starting a business in Scotland](https://buzzaccounting.co.uk/scotland-starting-a-business-guide): SC company numbers, the rule that a Scottish company must keep its registered office in Scotland, and the separate legal personality of a Scottish partnership under section 4(2) of the Partnership Act 1890

## Wales
- [Accountants in Wales](https://buzzaccounting.co.uk/wales): three things genuinely change in Wales — Land Transaction Tax, the non-domestic rates multipliers, and the Welsh rates of income tax. Everything else, including the legal jurisdiction, is shared with England. Buzz has no Welsh office and says so
- [Land Transaction Tax guide](https://buzzaccounting.co.uk/wales-ltt-guide): LTT replaced stamp duty in Wales on 1 April 2018, administered by the Welsh Revenue Authority. Nil rate band £225,000 (the highest in the UK); no first-time buyer relief at all; additional properties use a SEPARATE table starting at 5% from the first pound (from 11 December 2024), so a £200,000 buy-to-let pays £10,700 where the same house as an only home pays nothing. Return due within 30 days of the day after completion, and required even when no tax is due
- [Welsh business rates](https://buzzaccounting.co.uk/wales-business-rates-guide): 2026-27 multipliers are retail 0.350 (rateable value below £51,000), standard 0.502, higher 0.515 (above £100,000) — the first reduction in a Welsh multiplier since 2010. Rateable values set by the Valuation Office Agency, as in England. Small Business Rates Relief is 100% up to £6,000 rateable value, tapering to nothing at £12,000, capped at two properties per business per local authority, and applied automatically
- [What is actually different about tax in Wales](https://buzzaccounting.co.uk/wales-tax-differences-guide): Welsh rates of income tax set at 10p in each band for 2026-27, giving exact parity with England; the C tax code prefix; council tax premiums of up to 300% on second homes and long-term empty dwellings since 1 April 2023. Corporation Tax, VAT, National Insurance, capital gains, dividends, Companies House, Making Tax Digital, employment law, legal jurisdiction and charity regulation are all unchanged from England