Online accounting for sole traders and small companies
Your bookkeeping, annual accounts and tax returns kept in FreeAgent or Xero, with the Buzz portal and app. Fees start at £29 + VAT a month for a sole trader and £49 + VAT for a limited company.
One record, kept up to date all year
Coming in
Your books
FreeAgent or Xero, kept current all year
MTD-ready before it applies to you
Going out
A named accountant who replies in a day looks after the record.
Compliance services
- Self Assessment tax returnsPersonal tax returns prepared and filed for you properly.
- Payroll and pensionsOur specialist payroll team make sure your team is paid correctly and on time, every time.
- Digital VAT returnsHandled from start to finish, accurate, compliant and filed on time.
- Year-end accountsStatutory year-end accounts prepared and filed with Companies House and HMRC.
- Corporation Tax returnsYour annual Corporation Tax return prepared and filed, with help to plan ahead.
- Making Tax DigitalReady for Making Tax Digital with the right systems, software and support.
Advisory services
- Management accountsA clearer view of how the business is really performing, month to month.
- Cashflow and budgetingMore control of the money coming in and going out.
- Business planningPractical support to plan where the business is going.
- Business advicePractical advice that helps you make better decisions.
- Software and systemsThe right software and systems to make the business easier to run.
- Digital switchoverOff clunky, outdated processes and onto software.
A finance function without the cost and complexity of building one in-house
Practical ongoing support across the numbers, reporting and financial side of the business: bookkeeping, management reporting, cashflow visibility and more.
Explore the finance team
Common questions about digital accounting
Fees and scope
How much does it cost?
Accounts and tax start at £29 + VAT a month for a sole trader or landlord and £49 + VAT for a limited company. Payroll, pensions and CIS are added when you need them. The instant quote shows your fee in four questions, and the fee is fixed once agreed. FreeAgent, worth up to £330 a year, is included.
What is included in the compliance side?
Depending on how you are set up: bookkeeping, VAT returns, payroll and pensions, year-end statutory accounts, the Corporation Tax return or Self Assessment, and Companies House filings including the confirmation statement. Your proposal lists the scope line by line, with a second column for what sits outside it. Outside is typically catch-up work on unfiled years, HMRC enquiries, restructures, valuations, audits and regulated financial or legal advice, priced when they arise so you are not paying every month for something you may need once.
Where does compliance stop and advisory start?
Compliance answers what HMRC and Companies House need to know; advisory answers what you need to decide. They are priced separately, so you are not charged every month for reporting you do not need yet. If your business is straightforward and profitable, compliance handled properly may be all you require, and we will say so. Once there are staff, stock or borrowing, the picture changes. See advisory services for what that adds.
Software, data and switching
Do I have to move to cloud software?
For most businesses, yes, and increasingly it is the law. Making Tax Digital already requires VAT-registered businesses to keep digital records and file through compatible software, and it extends to sole traders and landlords from April 2026 by income level. With desktop software and spreadsheets the accountant sees the year after it has ended, when nothing can be changed. FreeAgent is included in every package. If your current cloud setup works and the records are clean, we will work in it.
How quickly do you turn work around?
Get in touch before 3pm on a working day and we reply the same day. Regular work runs to agreed dates: a VAT return cut-off, a payroll cut-off and a timetable for the year end. Accounts are prepared once the records for the whole year are in.
Is my data safe in the cloud?
Safer than what most small businesses use instead, which is a laptop with no backup and a filing cabinet. The main platforms encrypt data in transit and at rest, back it up continuously and are audited to standards no small firm could match internally. The real risk is access: reused passwords, no two-factor authentication, and staff logins that stay live after someone leaves. Turn on two-factor everywhere, use unique passwords and review who has access twice a year. See our privacy policy for how we handle your data.
What if I am switching accountants and things are behind?
Say so at the first call. Late filings, missed VAT returns and HMRC arrears are common, fixable and priced separately from the monthly fee, because catch-up is a project. We establish exactly what is outstanding first (which years, which returns, what HMRC has already charged), then work oldest first so penalties and interest stop compounding. Meanwhile the handover itself proceeds: professional clearance requested from your current accountant, HMRC agent authorisation put in place, and software set up. We make the call to your old accountant.
Sole trader or landlord
£29
+ VAT a month
Accounts and tax
Limited company
£49
+ VAT a month
Accounts and tax
See your monthly fee in four questions
Answer four questions and the instant quote shows your monthly fee. Running a cafe, restaurant or food business? See accounting for hospitality and food businesses.
Call or WhatsApp 07476 989568
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