Free tools

Free tools for business owners

Calculators, checks, scorecards and reference pages built for the questions we are asked most. Most give the answer on the page. The scorecards send you a written report, so they ask for an email address.

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Check your business

Quick checks with an answer on the page

The 60-second business check

Three questions, a verdict on the page, and a written breakdown by email if you want it.

Take the check

Know your numbers score

Ten questions on what you can see in your business each month, scored on the page.

Score yourself

Northern Ireland goods rules check

Three questions that tell an NI business whether the Windsor Framework applies to it at all.

Check the rules

Am I in Making Tax Digital?

Who is in, from when, and what changes for sole traders and landlords.

Use the checker

Calculators

Fifteen calculators, each one built for one question

Rates and thresholds for the current tax year, with the source on each page.

VAT calculator

Add or strip VAT from a figure, and see where the registration threshold leaves you.

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Self-employed tax calculator

Income tax and National Insurance on sole trader profits, and what to set aside.

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Salary and dividend calculator

The split between salary and dividends that leaves most in a director's pocket.

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Take-home pay calculator

What a salary is worth after tax, National Insurance and pension.

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Corporation Tax calculator

The tax on a company's profit, including marginal relief between the two rates.

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Cost of a hire calculator

What a salary really costs once employer's National Insurance, pension and kit go on top.

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Salary sacrifice calculator

What an employee and an employer each save when pension contributions go through salary sacrifice.

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IR35 calculator

The difference a contract being inside or outside IR35 makes to what you keep.

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Capital gains calculator

The tax on selling an asset, with the annual exempt amount taken into account.

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Capital allowances calculator

What buying equipment does to the tax bill, and when.

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R&D tax credit calculator

A first estimate of what qualifying research and development spend could be worth.

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Stamp duty calculator

Stamp Duty Land Tax on a purchase, including the additional-property rates.

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Business rates calculator

The rates bill on a premises from its rateable value, with small business relief.

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Import duty calculator

Duty and import VAT on goods brought into the UK.

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Know your numbers score

Ten questions on what you can see in your business, and what you cannot.

Open

Scorecards from Buzz Coaching

Score the business, and yourself

Each one takes a few minutes. You get a written report by email, with the scores and what to look at first, and the offer of a free debrief call with a coach to talk it through. No obligation either way.

Financial Performance Scorecard

How well the owner understands and runs the numbers, so growth is funded rather than guessed.

Start

Business Performance Scorecard

How the business grows: strategy, marketing, operations, team, customers and profit.

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Leadership Performance Scorecard

How you manage, develop and get results through others, so you stop being the bottleneck.

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Personal Performance Scorecard

How you think, decide and lead yourself. The business grows only as far as you do.

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Profit Improvement Calculator

Five numbers: leads, conversion, purchases per customer, average sale and margin. See what a small improvement in each does to profit when they compound.

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