For limited company directors weighing up how to extract money from the company. Enter a total amount and see how salary-only, dividends-only and a common small-salary-plus-dividends split compare. This is an estimate for general guidance only, not personalised tax advice — talk to Buzz for advice specific to your situation.
General guidance only.
This compares personal tax on the amount you extract — it assumes this is your only income for the year and doesn't account for Corporation Tax already paid on company profits, pension contributions, the Employment Allowance, or your specific circumstances. Talk to Buzz before acting on it.
Enter the amount to extract
Enter an amount, then click Calculate to compare salary/dividend splits.
Show your working
Rates used in this calculator (2026/27 tax year)
Income Tax band
Rate
Up to £12,570 (personal allowance)
0%
£12,571 – £50,270
20%
£50,271 – £125,140
40%
Over £125,140
45%
Employee National Insurance (Class 1)
Rate
Up to £12,570
0%
£12,571 – £50,270
8%
Over £50,270
2%
Dividend tax
Rate
Dividend allowance
£500 tax-free
Basic rate
10.75%
Higher rate
35.75%
Additional rate
39.35%
Source: gov.uk Income Tax rates, National Insurance rates and Tax on dividends pages, checked July 2026.
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