FreeAgent, set up by a partner and run every day
Bookkeeping software for sole traders, contractors, landlords and smaller limited companies. It is free if you bank with NatWest, Royal Bank of Scotland, Ulster Bank or Mettle.
Call or WhatsApp 07476 989568
What FreeAgent costs
Buzz is a FreeAgent partner. The subscription is between you and FreeAgent, or free with the bank account, and we charge nothing on top of it.
A limited company banking with one of these banks saves £330 a year plus VAT against paying for FreeAgent separately.
- NatWestWith a business current account, for as long as you keep the account.£0
- Royal Bank of ScotlandWith a business current account, for as long as you keep the account.£0
- Ulster BankWith a business current account, for as long as you keep the account.£0
- MettleFor as long as you make at least one transaction a month.£0
FreeAgent’s published pricing, checked 8 September 2026.
What we do with FreeAgent
Set it up properly
Chart of accounts that matches how you actually make money, bank feeds connected, opening balances from your last accounts, VAT scheme configured.
Show you the four things you need
Raise an invoice, photograph a receipt, explain a transaction, find your tax timeline.
Watch it during the month
We are in your file, so a mis-coded transaction gets fixed in week two, while people still remember what it was.
Do the filings from it
VAT, the year end and the tax return all come from the same records, so nothing is re-keyed.
The four things you need
- Raise an invoice
- Photograph a receipt
- Explain a transaction
- Find your tax timeline
The training takes half an hour.
What FreeAgent does
Invoicing and chasing
Raise an invoice from a template, take card payment on it, and let it send its own reminders.
Bank feeds
A read-only daily feed from your business account keeps the books current through the year. It cannot move money.
Receipt capture
Photograph it on your phone and it is filed with the transaction, which is how HMRC expects the evidence to be kept.
Tax timeline
A running estimate of what you owe and when, on the dashboard, updated as the books change.
MTD ready
VAT returns filed straight to HMRC, and ready for Making Tax Digital for Income Tax from April 2026. See the MTD checker for which year applies to you.
Time and projects
Time tracking and project profitability, for when you bill by the hour or the job and want to see which jobs made money.
FreeAgent is the ledger. The Buzz portal and app sit alongside it and hold your deadlines, your documents, the questions we have asked you and the ones you have asked us. Both are included, and the what is included page walks through those screens.
What people ask about FreeAgent
FreeAgent or Xero?
FreeAgent for sole traders, contractors, landlords and simpler limited companies, especially where the bank makes it free. Xero once you need stock, projects at scale, multi-currency, a bigger payroll or a lot of transactions. We are partners for both and recommend whichever suits your business.
Can you take over my existing FreeAgent file?
Yes. We are added as your accountant, review what is in there, and tell you what needs tidying before it can be relied on. There is no migration involved.
Do I have to do my own bookkeeping on it?
You choose. Some clients do the day-to-day and we review it, and some hand it over entirely: see cloud bookkeeping.
Will it do my Self Assessment?
It prepares the figures and we prepare and file the return. FreeAgent can file a sole trader return directly, but the reliefs and judgement calls on a return need an accountant.
What happens if I leave Buzz?
The file is yours. We remove ourselves as agent and you keep everything in it.
Get a quote for FreeAgent bookkeeping
The instant quote includes the setup, the training and the ongoing work in one monthly fee.
Call or WhatsApp 07476 989568 or email hello@buzzaccounting.co.uk
Accreditations and partnerships
