Accountants in Coleraine
Accounting, tax, payroll and advisory for Coleraine businesses — run from our office in Ballymena, not a call centre across the water. Fixed fees, plain English, and someone who picks up the phone.
The business base in Coleraine
Coleraine combines a university presence, a substantial retail and services sector for the north coast, and the tourism economy that runs along the Causeway Coast. Agriculture and food production in the surrounding area feed into it.
Tourism and hospitality dominate the seasonal question here in a way they don't further inland. A business that makes most of its money between May and September has a cashflow problem in February, and the answer is rarely more sales — it's planning the trough before you're in it. We do a lot of that conversation on the north coast.
Getting to us, and us getting to you
About forty minutes from the Ballymena office. We're up the coast often enough that arranging to meet in person is straightforward.
We're up the coast regularly, and we know the seasonal rhythm here well enough not to be surprised by a quiet February. That matters more than proximity.
What we do for Coleraine businesses
On the north coast the accounting year has a shape to it. Most of what we do here is about making the good months carry the quiet ones.
- Seasonal cashflow forecasting — a rolling twelve months that shows the low point while you can still do something about it — the single most useful document a seasonal business owns.
- Holiday lets and property — the treatment changed, so what applied to furnished holiday lettings a few years ago may not apply now. Worth checking your actual position.
- Hospitality VAT — food, drink, accommodation and retail can each be treated differently within one business, and getting it uniform is how businesses overpay.
- Seasonal payroll — taking staff on and off through the year without creating auto-enrolment or holiday pay problems you find out about in October.
- Self Assessment and MTD — including whether a single let takes you over the Making Tax Digital threshold — it catches more landlords than people expect.
Questions we get asked
My business is seasonal — how should I be planning?
Work backwards from the quiet months rather than forwards from the busy ones. The practical version is a rolling twelve-month cashflow that shows the low point before you reach it, so decisions about stock, staff and drawings get made in September rather than in a panic in January. It's the single most useful thing a seasonal business can have.
I let holiday accommodation — how is that taxed?
It depends whether it qualifies as a furnished holiday let, and the rules there changed, so the treatment many owners assume applies may no longer. It affects relief on finance costs, capital allowances and how the income interacts with your other earnings. Worth checking your specific position rather than relying on what was true a few years ago.
Does Making Tax Digital catch me if I let one property?
It might. The threshold is gross rent plus any self-employed turnover, before expenses — so a single property producing over £50,000 of rent is already in from April 2026, even if the profit after mortgage interest and costs is modest. Our free MTD checker will tell you in about thirty seconds.
Looking for an accountant in Coleraine?
Tell us what you need and we'll come back to you, usually the same working day. No call centre, no script.
Prefer to talk first? Call the Ballymena office on 028 2522 0100, or:
We work right across the region
Northern Ireland is our largest base. Most work runs by phone, video and WhatsApp, so distance from Ballymena matters a lot less than it used to.