Accountants in Perth
Perth is two economies in one place: a professional services town with a long insurance history, sitting in the middle of some of Scotland's best farmland.
Call 07476 989568
Main sectors in Perth
- Financial services
- Agriculture and soft fruit
- Food and drink
- Tourism
- Professional services
The business base in Perth
Perth has carried financial services and insurance employment for well over a century, and around that sits a solid base of professional and business services — law, recruitment, IT, consultancy — much of it owner-managed. It is also the natural service town for a large rural area, so agriculture, soft fruit, food production and the whisky trade are all part of the local business mix rather than something that happens elsewhere.
Farming income is taxed under its own rules, including farmers' averaging and the herd basis.
How we work with businesses in Perth
Work runs by phone, video call and WhatsApp, with a named accountant, unlimited questions at no hourly charge and FreeAgent included.
Perth's mix means we are as likely to be talking about herd basis and averaging as about an owner's dividend policy, sometimes in the same week.
What we do for Perth businesses
We work with farms and food producers as well as professional firms.
See your monthly feeFarm accounts and the farming reliefs
Averaging, the herd basis and the capital position, applied properly
Seasonal and migrant payroll
Soft fruit and food production run large seasonal workforces, and holiday pay on variable earnings is where most of the errors sit
Owner remuneration for professional firms
Salary and dividends planned against the Scottish bands, where dividends stay on UK rates and salary does not
Succession and the next generation
Planning the handover of a family farm or family firm, and the tax on it, in advance
Compliance without chasing
Accounts, Corporation Tax, VAT, payroll and Self Assessment filed on time, by someone who answers the phone
I run a consultancy here. Does being in Scotland change how I pay myself?
Yes. Scottish income tax applies to your salary but not to your dividends, which are on UK rates wherever you live. Above roughly £33,500 of earnings a Scottish taxpayer pays more than an English one, and between £43,663 and £50,270 the marginal rate on salary reaches 50% once National Insurance is counted. We work out the split from your own figures.
Questions we get asked in Perth
Do you do farm accounts?
Yes, farm accounts are a regular part of our work. They turn on averaging, the herd basis, how the capital position is presented when a bank or a landlord is looking at it, and the fact that a farm's profit swings for reasons that have nothing to do with how well it was run.
We take on 60 seasonal pickers each summer. What do we need to get right?
Holiday pay on variable earnings, the National Minimum Wage position including any accommodation offset, right-to-work checks, and the pension auto-enrolment assessment for short-term staff. That last one catches people out because eligibility is assessed each pay period rather than once.
Looking for an accountant in Perth?
Tell us what you need and we will come back to you, usually the same working day.
Call 07476 989568 or email hello@buzzaccounting.co.uk
Included
- A named accountant who knows your business
- Books kept up to date all year
- Fixed monthly fee, agreed up front
- Your deadlines tracked and filed
- Portal and app included
- Switching handled for you
Accreditations and partnerships
