1. Discover
Complete your free Financial Freedom Score and tell us what's happening in your life.
Part of the Buzz family
Meet Buzz Money Coach.
Buzz Accounting is part of a wider Buzz family. Buzz Money Coach is personal financial coaching for real life — helping individuals get their own money clear, planned and moving, separate from business finances.
Your money. Clear. Planned. Moving.
Stop carrying the weight of unresolved money decisions
Get a score, a plan and clear actions — with a coach beside you, not a product being sold to you. No judgement. No jargon. No pressure.
How it works
Start with a score. Build a plan. Keep moving.
A clear sequence from self-assessment through to regulated advice — taking the next step only when it makes sense for you.
2. Map
Bring your income, spending, savings, debts, pensions and protection into one view.
3. Plan
Build a personal financial roadmap around the future you want, not a generic checklist.
4. Act
Start completing practical actions and keep your progress visible.
5. Coaching
Use ongoing support and accountability to keep good intentions moving.
6. Advice
Receive regulated personal recommendations when products or implementation are needed.
Buzz Money Coach products
Start free. Build a proper plan.
Four products in order. Start with your Financial Freedom Score and take the next step when you're ready. Buzz Money Coach provides coaching, budgeting and planning — not regulated financial advice.
Financial Freedom Score
£0
A free self-assessment across eight areas of your personal finances — score, strengths, weak spots and a suggested next step. Takes around 5 minutes.
Financial Healthcheck
£0 optional coaching session £39
Income and expenditure review, personal survival budget, spending categories, affordability and emergency fund position, with simple next steps.
Financial Roadmap
£299
Fact-find, personal balance sheet, goals, priorities, gaps, risks, milestones and a written action plan. Not regulated financial advice.
Ongoing Coaching
£39–£69 per month
Accountability, money habits, budget follow-up, progress reviews, confidence and ongoing actions — monthly or quarterly.
Money Coach or Financial Adviser?
They do different jobs. Buzz connects them.
A Money Coach helps you understand, organise and act. A Financial Adviser gives regulated advice and recommends specific products. Buzz Money Coach starts with clarity — and hands over to Buzz Financial Services when a regulated recommendation is the right next step, so you never have to start again from scratch.
- Build your full financial picture
- Explore goals and future choices
- Create budgets, priorities and action plans
- Improve habits, confidence and accountability
- Prepare for a productive advice conversation
Frequently asked questions
Common questions about Buzz Money Coach
Is this the same as Buzz Accounting?
No. Buzz Money Coach is a sister brand dealing with your personal finances rather than your business ones — your household budget, your debts, your savings, your pensions and what you actually want your money to do. It is separate from the accountancy practice and from your company's books. The reason it exists at all is that business owners routinely have an immaculate set of company accounts and no idea what their own position is, and the second of those affects more decisions than the first.
What does it cost?
The Financial Freedom Score is free and takes around five minutes. The Financial Healthcheck is free, with an optional coaching session at £39 to work through what it shows. A one-off Financial Roadmap is £299 — fact-find, personal balance sheet, goals, priorities, gaps, risks, milestones and a written action plan. Ongoing Coaching runs from £39 to £69 a month depending on frequency. There is no pressure to move past the free score if that is genuinely all you need, and a good number of people do exactly that.
Is this regulated financial advice?
No, and the distinction is important rather than a formality. Buzz Money Coach provides coaching, budgeting and planning support. It does not recommend products, tell you which pension to use or advise you to move money, because that is regulated advice and it requires an authorised firm. What that means for you: the consumer protections attached to regulated advice — the Financial Ombudsman Service and the Financial Services Compensation Scheme — do not apply to coaching. Where a regulated recommendation is the right next step, it hands over to Buzz Financial Services.
What is the difference between a money coach and a financial adviser?
A money coach works on behaviour and clarity: what you earn, where it goes, what you owe, what you are aiming at, and the habits between those. A financial adviser makes regulated recommendations about specific products — which pension, which investment, which protection policy. Most people who feel they need an adviser actually need the coaching first, because a recommendation is only as good as the information underneath it, and turning up to an advice meeting without knowing your own outgoings wastes an expensive hour. Coaching is also considerably cheaper for the work it does.
Do I have to be a Buzz Accounting client?
No. The free Financial Freedom Score is open to anyone, and the paid products are available to anyone. The Financial Healthcheck is free, and Buzz Accounting clients get it as part of the wider relationship rather than as a separate purchase. If you are a client, the practical advantage is that the coaching can start from what you actually draw from the business rather than what you think you draw — a gap that surprises people more often than it should, particularly where dividends and expenses are involved.
Who is this not for?
Anyone in genuine debt crisis. If you are facing enforcement action, arrears on priority debts such as rent, mortgage, council tax or utilities, or considering an insolvency solution, you need free regulated debt advice from an organisation such as StepChange or Citizens Advice, and you need it before you pay anyone for coaching. That is not a soft referral — those services are free, specialist and have powers and relationships coaching does not. Money coaching is for people who want to organise, plan and improve a position that is stable, not to rescue one that is not.
Accreditations & Partnerships
