Money coaching for your own finances
Buzz Money Coach is personal financial coaching for real life: helping individuals get their own money clear, planned and moving, separate from business finances. It is part of the same Buzz family as Buzz Accounting.
From a free score to a written plan
Four products in order. Start with your Financial Freedom Score and take the next step when you’re ready. Buzz Money Coach provides coaching, budgeting and planning, and does not give regulated financial advice.
- 1
Discover
Complete your free Financial Freedom Score and tell us what’s happening in your life.
£0FreeFinancial Freedom Score
A free self-assessment across eight areas of your personal finances: score, strengths, weak spots and a suggested next step. Takes around 5 minutes. The money type quiz is free too and takes 2 minutes.
- 2
Map
Bring your income, spending, savings, debts, pensions and protection into one view.
£0Free, with a free 30-minute starter callFinancial Healthcheck
Income and expenditure review, personal survival budget, spending categories, affordability and emergency fund position, with simple next steps. It works off your bank data.
- 3
Plan
Build a personal financial roadmap around the future you want.
£299One-offMoney Road Map
Fact-find, personal balance sheet, goals, priorities, gaps, risks, milestones and a written action plan, with a set-up session and a review at day 90. Not regulated financial advice.
- 5
Coaching
Use ongoing support and accountability to keep good intentions moving.
£19–£49per monthOngoing Coaching
Accountability, money habits, budget follow-up, progress reviews, confidence and ongoing actions. £19 a month quarterly or £49 a month monthly, or pay as you go at £39 per half-hour.
- 6
Advice
Receive regulated personal recommendations when products or implementation are needed.
FCAAuthorised, No. 474163Equity & General
Where a regulated recommendation is the right next step, we introduce you to Equity & General, who are FCA authorised.
A coach and an adviser do different jobs
A money coach
Helps you understand, organise and act. A money coach works on behaviour and clarity: what you earn, where it goes, what you owe, what you are aiming at, and the habits between those.
- Build your full financial picture
- Explore goals and future choices
- Create budgets, priorities and action plans
- Improve habits, confidence and accountability
- Prepare for a productive advice conversation
A financial adviser
Gives regulated advice and makes recommendations about specific products: which pension, which investment, which protection policy.
When a regulated recommendation is the right next step, Buzz Money Coach introduces you to Equity & General, who are FCA authorised, and the picture you have built with your coach goes with you.
Questions about Buzz Money Coach
Is this the same as Buzz Accounting?
No. Buzz Money Coach is a sister brand dealing with your personal finances rather than your business ones: your household budget, your debts, your savings, your pensions and what you want your money to do. It is separate from the accountancy practice and from your company’s books.
Is this regulated financial advice?
No. Buzz Money Coach provides coaching, budgeting and planning support. It does not recommend products, tell you which pension to use or advise you to move money, because that is regulated advice and it requires an authorised firm. What that means for you: the consumer protections attached to regulated advice — the Financial Ombudsman Service and the Financial Services Compensation Scheme — do not apply to coaching. Where a regulated recommendation is the right next step, we introduce you to Equity & General, who are FCA authorised (No. 474163).
Do I have to be a Buzz Accounting client?
No. The free Financial Freedom Score is open to anyone, and the paid products are available to anyone. The Financial Healthcheck is free, and Buzz Accounting clients get it as part of the wider relationship rather than as a separate purchase. If you are a client, the coaching can start from what you actually draw from the business, including dividends and expenses.
If you are in a debt crisis
If you are facing enforcement action, arrears on priority debts such as rent, mortgage, council tax or utilities, or considering an insolvency solution, you need free regulated debt advice from an organisation such as StepChange or Citizens Advice, and you need it before you pay anyone for coaching. Those services are free and specialist, and have powers and relationships coaching does not. Money coaching is for people who want to organise, plan and improve a position that is stable.
Start with the free Financial Freedom Score
Your Financial Freedom Score gives you a clear picture of where you stand, your strongest and weakest areas, and one useful next action. It makes no product recommendation.
Accreditations and partnerships
