| Built for | Owner-managed businesses that want an accountant through the year: sole traders, companies, landlords and partnerships, from the first year to a finance function. | Sole traders, partnerships and limited companies who want an online accountant at a published monthly price, with add-ons chosen from a menu. |
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| Who looks after you | A named accountant with a small pod behind them. The same people every time. | A dedicated accountant, with unlimited support by phone and email, according to their site. |
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| Where they are | Offices in London, Hertford, Salford, Leigh and Ballymena, with a production team in Pretoria. Meetings in person, by phone, video call or WhatsApp. | Online, UK-based. Their site does not offer local offices for in-person meetings. |
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| Software | FreeAgent included, or Xero. Plus the Buzz portal and app, built in-house on Buzz OS. See it. | Pandle, their own bookkeeping software, included. Their site also mentions working with other software. |
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| Bookkeeping | Included in the monthly fee, with receipts captured through the app and reviewed by a person. | You do it in Pandle by default; a bookkeeping service is an add-on. |
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| Management accounts and advisory | Business Pulse: a budget, a rolling cashflow forecast, management accounts and a meeting every month or quarter. Details. | Their site describes an "ask an accountant" service and tax advice within the package. We could not find a management-accounts-and-meeting service on their site. |
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| Coaching | Buzz Coaching, run by the same team, for the owner as well as the business. | Not offered on their site. |
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| Other services | Payroll and pensions, CIS, company secretarial, legal support through Buzz Legal, financial planning through our regulated partner, funding introductions. | Self assessment, VAT, payroll, CIS, Making Tax Digital and company formation as add-ons, and a referral scheme, all described on their site. |
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| How you get a price | An instant quote on the site that shows the monthly fee and emails the full proposal, which you can accept online. | Published monthly package prices with add-ons, and a free initial consultation. |
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| Switching | We write to your old accountant, collect the records and sort HMRC. How it works. | Their site describes a switching process handled by their team. |
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| Service promise | Most queries answered within one working day, written down on our promise page. | Their site describes unlimited support rather than a written response-time commitment. |
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