Construction & Trades

Accounting for construction & trades.

Construction runs on different rules to most small businesses. CIS deductions to track, retentions held back until a job's signed off, staged payments that don't land when the invoice says they should — an accountant who hasn't worked with trades before will always be a step behind. Buzz works with builders, tradespeople and subcontractors who want an accountant that already understands how the money actually moves on site.

CIS, handled properly

Deductions tracked, so nothing gets missed at year end

If you work under the Construction Industry Scheme, either as a contractor deducting tax from subcontractors or a subcontractor having it deducted from you, the paperwork adds a layer most other small businesses never have to think about. We keep on top of CIS deductions as part of your regular bookkeeping, so what's been deducted, what's owed and what can be reclaimed is clear well before your return is due — not something you're reconstructing from old invoices in a panic.

Carpenter working in a workshop
Tradesperson in a workshop
Cashflow around staged payments

Understanding why the bank balance never matches the job sheet

Construction income rarely lands in a neat, predictable way. Staged payments, retentions held back until practical completion, materials bought up front before a penny comes in — it all creates a gap between being profitable on paper and having the cash to cover next week's wages and supplier accounts. We help you see that gap coming, so cashflow stops being something that catches you out mid-project.

Built around how trades actually work

What construction and trades businesses need from an accountant

CIS awareness built in

Deductions, statements and reclaims tracked as part of your normal bookkeeping, not bolted on as an afterthought.

Cashflow support for staged jobs

Visibility over what's coming in and when, so retentions and staged payments don't leave you short.

Deadlines that don't sneak up on you

CIS returns, VAT and year-end filings tracked and flagged, so nothing gets missed between jobs.

A dedicated accountant

Someone who already understands the trade, so you're not explaining CIS and retentions from scratch every call.

Bookkeeping that works from the van

FreeAgent included as part of your package, so invoices and receipts can be sorted on site, not at the kitchen table at 11pm.

One fixed monthly fee

No surprise bills when a job runs long or HMRC asks a question — support included as standard.

Who this is for

Built for builders, tradespeople and subcontractors

  • Builders, tradespeople and subcontractors working under CIS
  • Businesses juggling staged payments and retentions on longer contracts
  • Sole traders taking on their first subcontractors and stepping into contractor responsibilities
  • Anyone who wants their books sorted from site or van, not from a spreadsheet at home
  • Trades who want a fixed monthly fee instead of a bill that jumps every time something needs sorting

Ready for an accountant who already understands the trade?

Accreditations & Partnerships
Get StartedBook a call
Chat with us on WhatsApp